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You might have seen the Kiva banner at the bottom of the page and thought nothing of it. What is Kiva? Kiva is a nonprofit micro loan company. If you click here it will take you to a YouTube video about how everyday people are providing micro loans to people all over the world. Kiva has a 99.7% repayment on all of the micro loans issued. This allows you to take then money when repaid and reinvest it into another person/small business. I recently loan $25 to a man that was trying to set up a kerosene filling station, in order to supply fuel for lamps in Afghanistan. About every 3 weeks I receive an update on his progress and if he has repaid any of the loan. So far in just a few short months he has repaid over half the loan. I look forward to reloaning that money to another person shortly there after.

Kiva.org does not make any money off of the loan in interest. Instead they rely on donations. At the time of checkout for loaning this man $25 there is a please donate 10% to support Kiva drop down bar. For those of you who are good at math already know that is only $2.50, for which I gladly accepted.

What is the most important part of Kiva? What makes this so special to me and probably why you have seen the banners on a couple of pages, is the fact you are directly donating to an entrepreneur starting a business. Where else can you give $25 and see so much progress? I can’t even go the the mall and buy a pair of jeans on sale for $25. It is a place where you can see your money being put to good use right before you very eyes. I would encourage any of you to check it out and start funding a small business today.